Tag Archives: 2014

Credit Card Debt Downdate

Hello All!  It is one hopping Friday night in this house.  It is 6:09 P.M. and I am dressed in my jammies.  Does this girl know how to party or what?!  Since my dance card is empty this Friday night, I thought to myself, “Ang, what better time to update your readers on what the heck is going on with your credit card debt.”  Then I thought, “If your credit card debt is going down, would it really be an update?  Or wouldn’t it be more of a downdate.  Oh Ang, you clever girl.”   So here it is:  My credit card downdate.  Enjoy.

At the beginning of this year my credit card debt was a little over $10,000.00.  I decided to shout from the rooftops (or rather post a blog) that by the end of this year I would be credit card debt free.  Here it is if you haven’t read it or if you just want to read it again because it is THAT awesome:

https://frugoal.wordpress.com/2014/01/18/my-big-proclamation/

Well this year is well over a third of the way over and I am sad to report that I am nowhere where I should be.  Mind you, the credit card debt is going down (hence the clever name of this post).  It is down by a $1,000.00.  Which is awesome, but if I keep going at this pace, it will be a couple of more years before I am out of this debt.

So why the slow pace.  Life.  My brakes needed to be fixed, the jeep needed new tires, P needed not one, not two, but three root canals.  Any extra money has gone to all of these little “surprises” life likes to throw at us.  Just paid the tires off…yeah!  Just need to get that damn dentist bill paid then I will get back on track again.

So how can we make those dollars streeeeeeeeeeeeeeeeeeeeech just a little bit more?  We actually traded in our jeep for an older jeep which cut down the payment per month by over $100.00.  Sweetness!

P and I have also discussed cutting off our cable (sniffle, sniffle).  We have gone without TV before (for 4 years) and survived.  I must admit, we have had TV for almost 2 years now and I am in love.  I love my mind numbing reality TV:  “Here Comes Honey Boo Boo”, “Real Housewives of Atlanta”, “Real Housewives of Beverly Hills”, etc.  I also love educational programs like “I Didn’t Know I Was Pregnant” and “Sister Wives”.  And I am unabashedly addicted to “The Walking Dead” and my main boo “Game of Thrones”.

I told P I needed some more time before we cut the life support on my little screen buddies.  Ultimately I think  pulling the plug is the best thing to do.  So “There Goes Honey Boo Boo”, bye bye Real Housewives and Sister Wives.  It was a fun ride while it lasted, but I guess it is time for me to tune in on a new reality show called “My Own Damn Life”.

Thanks so much for reading!  Wishing everyone who is a mother, or has a mother (which I guess would be pretty much everybody) a very happy Mother’s Day!

Ang

 

 

 

Three things I want this March 2014 (Crazy Cat Lady Edition)!

I love cats (okay, really just my cat), and here are three things feline that I wish were mine!

A cat rug!

http://www.etsy.com/listing/103684852/fluffy-electric-blue-carpet-cat-head

Adorable cat rings!

http://vintagebrighton.com/2011/11/style-heroes-cat-ear-rings/

Lastly, KITTEN MITTONS!

 

 

Lessons Learned From A Half-Assed Blogger

This Saturday morning I came to a very simple realization:

I have been doing this blog half-assed.

In order to make this blog a true success I need to lead the charge with my full ass.  After all, what you get out of any aspect of your life is what you put into it.  Sure there are people out there who are given things, but I am not one of them (and I am sure you are not one either).

So here are my Saturday morning musings on making this blog better:

  • Start taking notes from the blogs that I love to read each week.
  • Incorporate more pics to make for a more aesthetically pleasing blog post.
  • WRITE MORE!  With a full-time job it is hard to get off my butt so I can walk into my office and go get on my butt in front of the computer and write.  There are a million thoughts running through this ten pound head of mine, so this is a fantastic forum to get these thoughts out of my head and into internetland. That’s it!  I just talked to myself into making a blogging schedule:  From now on I am writing Tuesdays, Thursdays and Fridays.

Remember when Saturday mornings were all about watching cartoons versus beating yourself up about your blog?!  I miss those days…and Looney Tunes.

Do any of my fellow full-assed bloggers have tips for this gal?  Please share them in the comments below!

Happy Saturday morning all! Off to go find some cartoons on TV.

Thanks for reading,

Ang

AutoMO’BILLS

I watch a woman on a regular basis.  Okay, that sounds creepier than it actually is.  Let me start over: I look longingly at a woman every morning with unabashed envy…crap.  Is it just me or am I sounding very reminiscent of Hedy in “Single White Female”?  Please allow me to explain before you judge me (and turn me in to the proper authorities).

I work in a very lovely office with LOTS of windows.  It lets in the natural light, but it provides quite the temptation for distraction.  A few months back I noticed an attractive woman in an even more attractive red pea coat walking through the parking lot.  It was obvious that she was walking to work.

Then I saw her and her fabulous coat the next day.

Then the next day.

Then it was Saturday and Sunday so I didn’t see her.

Then on Monday I saw her again.

Then again.

Then again.  By the way, I am fully aware that you got the point three lines ago, but I am procrastinating on where to begin my next paragraph, so bare with me.

Then again.

Then again. Okay, I’m done now.

So watching the gorgeous red coat with a girl in it got me thinking on how lovely it would be to walk to work.  How much money could I save if my feet, instead of my car, were my transportation?  Being credit card debt free by the end of the year could easily be within my reach.  However, living so far outside of town does not make that a viable option.  Boo.

So I watch the woman who walks to work with envy.  Why?  The answer is simple:  Cars are a LOT of maintenance, and by “maintenance” I mean “money”.  I do love my car, who I affectionately refer to as Napoleon.  Napoleon gets decent gas mileage and is fairly reliable for the most part.  The only thing about Napoleon is he constantly has his “check engine” light on.  It is a tad bit annoying to say the least.  I assume it is nothing, just one of his “quirks”.  I have had him for nearly a decade and his “check engine” light has been on for most of that time on and off.  Before I go into the check engine light saga any further, let me back “pedal” a little bit (pun very much intended).

So January started off promising for Operation:  Get out of Credit Card Debt in 2014 (side note:  I realize the operation name has zero pizazz, so if you come up with anything more pizazzy let me know).  All of the bills got paid AND there was even some extra money left over that I was planning on using for an extra credit card payment.  Success, right?  Not so fast because P took both cars in for an oil change (which we had budgeted for), but Napoleon’s “quirk” was discovered.

Back to that “check engine” light.  Turns out Napoleon couldn’t control his “temper”ature and his thermostat was out (part of me wants to give myself a pat on the back while simultaneously punching myself in the face for that joke). Bad jokes aside, it’s winter and it had to be fixed.  The cost:  Well with the part plus labor it totaled almost exactly the “extra” amount of money that I had planned to pay for the credit card.

So woman with the red jacket, you walk girl.  You walk.

Thanks for listening,

Ang

Three things I want this January 2014!

If you are one of my regular and faithful readers, you know that this girl is on a very strict budget for 2014.  If you are new to this blog…well howdy…and just to let you know:  I am on a very strict budget for 2014.  With that being stated, a girl can still look and romanticize about a few items she would buy if she weren’t on that strict aforementioned budget.  Here are three things I WANT this month.

1. A crazy cat lady shirt.

I want this shirt!  Who doesn’t love a shirt that is hilariously quirky?  Not to mention a conversation starter with other lovers of felines.

http://www.lookhuman.com/design/29519-cat-hair-is-lonely-people-glitter

2.  Sad Keanu action figure.

This just makes me happy.  What began as a paparazzi photo of Mr. Reeves in a thoughtful moment at the park has turned into an action figure.  His action figure does such diverse things like sitting in your car and sitting on your kitchen table and even sitting on your desk.  Maybe someday I can splurge on a sad Keanu of my very own.

http://www.shapeways.com/model/364717/1a5bb536cacb80d38bffa0efe23dd2bf

3.  An inappropriately delicious game!

Special thanks to my brother Mike and his lovely girlfriend Emily for bringing this game to the table (literally) for Christmas Eve festivities.  The best way to describe this game is that it is a very dirty and perverted version of Apples to Apples.  Our family had so much fun being dirty that we went through all of the cards in one sitting.  Highly recommend it to anyone out there who has no issue sinning and then laughing about it.

http://cardsagainsthumanity.com/

Those are my three things that I want this month (but I am not allowing myself to buy).  I did provide the links if any of you are interested in getting them for yourself or someone else.  Maybe a blogger who has a birthday in a few months.  Just sayin.

Thanks for reading!

A cat T-shirtless, sad Keanuless, and cards against humanityless Ang

My Big Proclamation!

When I started this little blog over a year ago, I did it with the intention of documenting my journey (I hate how overused the word “journey” is but love the band of the same name) of getting out of debt.  My debt has gone down, but very slowly.  Truth time:  My credit card debt is around the $10,000.00 mark, which is less than it was this time last year but still a vomit inducing number.  With that being typed, I’m going to excuse myself and use the bathroom.

Alrighty, i am back!  I’m just going to put myself out there and make one hell of a proclamation:

I WILL BE CREDIT CARD DEBT FREE BY 2015!!!

Now is the hard part.  How in the hell am I going to crawl out from under a five figure amount of credit card debt?  Well that is what this blog is going to really focus on this year:  My journey (cringe) of credit card debt freedom.  Sure there will be a blog about my cat here or there and mentions of various horrendously delicious reality shows mainly featured on Bravo, but for the most part this blog is going to be about a girl. Just a girl standing in front of her bank statement, asking it to love her.

Hope you all join me on my…oh for the love of God…journey!

Thanks for stopping by,

Ang

Life’s Jarring Moments

So I must begin this post by stating that this is not an original idea of mine by any means but it is simple, fun and most importantly FREE! Towards the end of 2012, a facebook friend of mine posted this idea from pinterest and I saw it and thought to myself “That is a fantabulous idea and I will do it for 2013”.  Then something tragic (and by “tragic” I mean “typical”) happened:  2013 came and went and I didn’t do it.  However, redemption came in the form of 2014, a new year full of opportunities to do all of the things I procrastinated at doing in 2013.  With all of that being stated and without further ado, I would like to present to you the idea that is now  a reality (I wish there was a way to accurately type  drum roll sounds):

THE 2014 GOOD TIMES JAR

IMAG0450_1

So the idea is simple.  Put all of your memorable moments of the year on a slip of paper and stick it in the jar (if you don’t have a jar use a vase, or a glass, or just about anything that you can stick things in).  At the end of the year you open the jar, vase, glass, or stick things in thing and relive all of the best/funniest/memorable moments of 2014.  You can use your jar to help write your Christmas letter or just bust it out New Year’s Eve and read them all with a bottle…errrr…glass of wine.  Maybe at the end of the year you can read them then light them on fire as a symbolic “Out with the old, in with the new” gesture.

Obviously you see my 2014 Good Times Jar in the picture above.  Why name it that?  The answer is simple, I had a sticker that said “Good Times” on it that fit the size of the jar.  I am using my jar to celebrate all things memorable in 2014 (focusing on the funny and positive) and happy to announce that I am sticking my first piece of paper in there with today’s date.

IMAG0454_1 (1)

Yes, it’s true.  I flashed my entire office.  My pants caught on my car door this morning and I thought I heard a rip.  Upon inspection with my hand I noticed that it was just a simple button popping off of the back, and went about my merry 30 minute commute.  At the start of my shift I was up and walking around the entire office doing a little bit of this and that (side note:  working in the “this and that” business is pretty awesome).  It seemed a little drafty, but our office is always cold in the mornings.  About 45 minutes into the day, a co-worker summoned me to her desk and asked if my pants had a rip in the butt.  I reached back and my blue granny panties and a hint of cellulite touched my hand.  My butt was completely hanging out of my pants!!!!  She ended it on a high note by saying “At least you are wearing underwear”.  Ugggggghhhhh.  Thank you baby Jesus I had my gym bag in the car with some long yoga pants that I could change into!

Despite the humiliation,  I am proud to document that January 9, 2014, I survived exposing my undies to a very cool breeze and some concerned onlookers (the plus side is that at least I don’t work with the public).

Thank you again for spending your time reading this little blog of mine and maybe you will join me in life’s “jar“ring moments of 2014!

Ang

Howdy all and HAPPY 2014!

Every new year brings one sure thing:  broken resolutions!  In the past few weeks I have asked several members of my family and friends what their 2014 resolutions are and the most common response was “I don’t make resolutions because I just break them anyway.”  Haven’t we all.  So let’s just rid ourselves of those pesky “resolutions” and make 2014 a great year! Simple.  Sweet.  To the point.

Whether it is treasuring the small things in life, finding love, losing weight, or making a career change, let’s just make a plan and do it.  No matter what 2014 throws at us there are two factors that we can always*  control that can make or break this year:  our actions and our attitude.  I am definitely going to try my best to make my actions and attitude positive ones this year.  First step: Don’t eat the Butterfingers in the cupboard that are currently tempting the crap out of me.

Thanks for reading my first post of the new year and feel free to comment below and share what your goals for 2014 are.

Ang

*with the exception of women during “that time of the month”