Tag Archives: Finances

Hobbies and Hubbies

This blog has been building for awhile in this head of mine and I have been hesitant about writing it for two reasons:

1.  I am pretty sure it is going to make me come across as a nagging, negative nelly of a wife.

2.  I never want to throw my husband (P) under a bus (unless it’s that time of the month), and I am quite sure that this blog is going to do that.

This is my thought this morning…screw it.  I need a place to vent!  I mean isn’t that why ALL of my fellow bloggers started writing in the first place?

Anyone that reads this blog on a regular basis knows that P and I are “trying” (aka “struggling”) to get out of debt.  There are months that we take several steps forward, then there are times that we decide to stop trying and take bigger leaps back.  I think I finally figured out what one of our biggest issues is:

Our hobbies.

Don’t get me wrong, I think it is a beautiful thing when someone has hobbies.  Having hobbies means that we are able to focus on various projects and activities that we are passionate about, and passionate people make the world go round.

Enter rant.

I just think there is a HUGE amount of financial discrepancy between P and I’s hobbies.

Let me break it down for you.

OUR MUTUAL HOBBIES

Travel

HawaiiSunsetHoneymoon

Price:  $$$$$$$$$$$$$$$$  

Yes, this one is our most expensive ones, but we usually try to fit in one vacation every couple of years (if we can afford it or not).  Our thought process is this:  You only live once.  So when the opportunity to go to Mexico or Hawaii comes along just put it on the credit card and figure it out later.  Not a good mentality.

Hikes/Drives

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Price:  Free!!!

P and I are so fortunate to live in such a beautiful part of the country!   There are some Sundays when we take the Jeep (ugh…the “jeep”…more on that later) and just drive.  We also love taking the dogs and going on some gorgeous hikes!

Eating

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Price:  $$$

P and I are HUGE foodies!  We love food, but who doesn’t?  Going out to eat should be a luxury for us, given our debt situation BUT it happens at least a couple of times a week.  This hobby is probably one of the hobbies we need to work on being less passionate about!

MY HOBBIES

Reading

girl-reading-black-book (1)

Price:  Free!!!

I have loved reading since I was a wee one and I typically don’t spend any money for books.  I either go to the library or buy books with money or gift cards I receive as birthday/Christmas presents.

Writing/Blogging

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Price:  Free!!!

Another free hobby that I LOVE!

Photography

IMAG1019           IMAG1052_1          IMAG1053

Price:  Free!!!

Besides the initial cost of the camera, taking pictures is something that also happens to be fabulous and free.  I mostly enjoy taking nature shots and pics of my cute little animals (Juju, Orville, and Scully).  Yes, I realize taking regular photo shoots of my animals is kind of sad but aren’t they just too adorable for words?!

All things Bravo

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Price: $

Andy Cohen is the SHIT when it comes to tapping into what a twenty-something…okay I can’t lie to even you guys about my age…a thirty-something wants to watch for brainless entertainment.  Since we don’t have cable, I do have to buy episodes online of my Real Housewives.

P’S HOBBIES

The Jeep (Just Empty Every Pocket)

jeep-wave-1

Price: $$$$$$$$

My hubby loves the other woman in his life. His damn Jeep.  He spends much more time with her than me and has spent thousands on tires and accessories.  Not to mention that this bitch is one gas guzzler.  Another annoying part about owning a Jeep:  You have to WAVE at everyone else who is driving a Jeep when you are in a Jeep.  Some people wave but others ignore you and then your feelings get hurt.

Guns

Shooting+5+targets+in+under+one+second_51c2ef_4502755

Price:  $$$$$$$$$$$$$$$$$$$

Between the price of guns, ammo, time at shooting ranges, and accessories, this is almost on par with the money we spend on traveling.  P wants to get into shooting competitions too.  He sees fun, I see even more dollar signs.

Gaming

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Price:  $$$$$$$

I will say, P has been much better about buying video games lately.  He still has a collection of hundreds of games that were anywhere from $30-$60 a pop, but he has gotten better.

Camping

Sharon-Stone-Close-Up-76502

Price:  Normal people ($$), my husband ($$$$$$$$$)

P loves camping and being out in the woods with nature.  This girl needs a toilet and AC.  One day when we get an RV I will happily join him on his excursions out to the woods.  This weekend my husband went out camping sans me to shoot guns, ride ATVs, drink and pee outside.  Man stuff.  Normally camping is a great way to get away for cheap.  Well this lady checked our bank account and found that he spent several hundred dollars on three days of camping.  WTF!!!!  He gets home today, so their will definitely be an interrogation waiting for him (of course this will be after I kiss and love on him and tell him how much I miss him).  He may have to try to “Sharon Stone” his way out of this one.

I’m not saying I’m a savings angel and P is my Tasmanian spending devil (but I am implying it *wink*).  I’m just saying that there is a huge difference financially in what we spend our money on in our free time.  P works hard and I work hard…sort of.  If we weren’t in such a financial hole I would definitely be more apt to loosen the purse strings for myself and let things go more with what he spends his money on.  The truth is that we are in debt and I don’t want to be in debt forever.  I know many people think that it is a part of life to have a car payment, a house payment, student loan debt, and credit card debt, but I don’t want that to be our story.

Anybody out there feel the same?  Is it just me or does your spouse also have more expensive hobbies than you?  How do you deal with it?

Thanks for letting me vent guys!

Ang

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New Year, New Frugoals!

Happy 2015 everyone!!!!  I haven’t looked out the window yet, but I will be sorely disappointed if it doesn’t look anything like the 2015 featured in Back To The Future II.

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Damn!  Hate to spoil it for everyone but just stepped outside and there are no teens riding hoverboards in my neighborhood.

Bummer.

It is always so refreshing to start a new year.  It is like taking a bath after you have accumulated 365 days worth of stench. January 1 we all wake up fresh as a daisy and ready to bring IT the next 365 days.  I have lots of goals (both of the personal, professional and of course, frugoal variety).

I don’t want to lose a specific amount of weight.  I WILL get healthier.

I don’t want life to happen to me in 2015.  I WILL make life happen.

I don’t want to hit a certain number of blog hits or reach “X” amount of followers.  I WILL continue writing and knowing that this blog fills my soul with nothing but pure happiness.

I don’t want to focus on the fact I won’t be out of debt in 2015.  I WILL keep climbing out of debt a dollar at a time.

I don’t want to dwell on negative things from the past or negative thoughts about the future.  I WILL experience life day by day and know that happiness is as simple as appreciation for the moment that you are in.

With all that sappiness laid out on the table what are your goals for this year?

Thanks for spending part of your new year with me!

Ang

Fast Food Fast

Love being inspired by others!  I have noticed lately that my cousin Megan looks great. Please don’t misunderstand me, she always looks great and she IS 22 (we all look great at 22…even Taylor Swift had to write a song about it).  Megan has been looking better than normal though.  Her hair is shinier, skin is glowier (yes “spellcheck” I am aware that glowier is not a word so you can keep red underlining away) and her waistline is down.  She also seems to have more energy and just seems happier.  I asked what the heck she has been doing and her answer was no fast food.  That simple.  She gave up those golden arches known as McDonald’s and that redhead with the pigtails known as Wendy on New Year’s Day and hasn’t been back since.

Alright Megan.  You just inspired this girl to give up fast food too…for one month.

August is almost a distant memory and September is fast approaching.  So September will be the month of my fast food fast.  I think it will be easy.  I don’t think I eat that much fast food, but then again I can’t remember the last time I cooked a meal.  Let me check something really quick and I will get back to you….

10 minutes later

Say what???  Just checked online and this household put close to $200.00 on the debit card in fast food purchases alone in the month of August and the month isn’t even over yet!  That doesn’t even count any cash purchases of fast food that were made.  TWO HUNDRED DOLLARS!  That could have paid for the cable AND electric bill…I think I’m officially sick (it could be from the large fountain Dr. Pepper I acquired at Subway today…or it could be the reality of how much money was wasted on junk food).

That is the great thing about life though!  Every day (or month) is full of possibilities and can be a fresh start.  So here are the rules for my September fast food fast:

No eating at any place that has a drive-thru.

No junk food (unless I make it myself…from scratch).

No pop…that’s right, it’s called “pop” not “soda” and if you have a problem with that then move back to California*!

Lastly, no booze (I just died a little inside).

Those are the rules and I will stick to them.  Thankfully September is only 30 days and who knows, maybe this will inspire some of you to give up the junk for a little while too (or at least see how much of your money goes to fast food).  Always want to hear from you so comment below, e-mail me @thefrugoal.gmail.com (except for the stalker from Pakistan) or follow me on twitter @frugoal (up to 13 followers).

*written in jest